GST Late Fee Calculator

GST Late Fee & Interest Calculator

Calculate late fee and interest for delayed GST return filing with accurate 2025 rules, maximum cap limits, and turnover-based calculations

GST Late Fee & Interest Calculator

2025

Calculate late fee and interest for delayed GST return filing with latest 2025 rules including maximum cap limits

Important Notice

Late fee cannot be paid using ITC (Input Tax Credit). Only cash payment is allowed. File your returns on time to avoid penalties!

For turnover ≤ ₹5 crore, late fee is capped at 0.04% of turnover

Tax Liability (For Interest Calculation)

Enter tax liability to calculate interest on delayed payment

Late Fee Structure (2025)

Regular Returns (GSTR-1, GSTR-3B)

Daily Rate: ₹50/day
• CGST: ₹25/day
• SGST: ₹25/day
Maximum Cap: ₹5,000

Nil Returns

Daily Rate: ₹20/day
• CGST: ₹10/day
• SGST: ₹10/day
Maximum Cap: ₹500

Turnover-based Cap: For businesses with annual turnover ≤ ₹5 crore, late fee is capped at 0.04% of turnover in state/UT

Interest & Additional Penalties

Interest on Delayed Payment

Interest Rate: 18% per annum

Interest = (Tax × 18% × Days) / 365

  • • Calculated from due date until payment
  • • Applies to outstanding tax liability
  • • Compounded daily

Section 125 Penalty

Additional penalty for deliberate delays:

Penalty Amount: Up to ₹50,000
• ₹25,000 CGST
• ₹25,000 SGST

⚠️ This penalty is discretionary and may be imposed by tax authorities for persistent non-compliance

Important Points

  • • Late fee MUST be paid in cash
  • • ITC cannot be used for late fee payment
  • • Late fee applies even for nil returns
  • • File returns on time to avoid penalties

GST Return Due Dates (2025)

Monthly Monthly Returns

GSTR-1 (Sales) 11th of next month
GSTR-3B (Summary) 20th of next month
GSTR-2B (Auto-drafted) 14th of next month

Quarterly Quarterly Returns

GSTR-1 (QRMP Scheme) 13th of next month
GSTR-3B (QRMP Scheme) 22nd/24th of next month
CMP-08 (Composition) 18th of next month

QRMP Scheme (Quarterly Return Monthly Payment)

Small taxpayers with turnover up to ₹5 crore can opt for quarterly GSTR-1 and GSTR-3B filing while making monthly tax payments through Invoice Furnishing Facility (IFF) or PMT-06.

Frequently Asked Questions

Can I use Input Tax Credit (ITC) to pay late fees?

No, late fees must be paid in CASH only. You cannot use the Input Tax Credit available in your electronic credit ledger for payment of late fees. This is a strict rule as per GST regulations.

Is late fee applicable on nil returns?

Yes, late fee applies even if you file a nil return (no sales, purchases, or tax liability). The rate is ₹20 per day (₹10 CGST + ₹10 SGST) with a maximum cap of ₹500.

What is the maximum late fee I need to pay?

For regular returns, the maximum is ₹5,000. For nil returns, it's ₹500. However, if your annual turnover is up to ₹5 crore, the late fee is capped at 0.04% of your turnover in the state/UT, whichever is lower.

How is interest calculated on late payment?

Interest is calculated at 18% per annum on the outstanding tax amount. Formula: Interest = (Outstanding Tax × 18% × Number of Days) / 365. Interest is calculated from the due date until the date of actual payment.

What is Section 125 penalty?

Section 125 of the CGST Act empowers tax authorities to impose an additional penalty of up to ₹50,000 (₹25,000 CGST + ₹25,000 SGST) for deliberate delays in filing returns. This is a discretionary penalty for persistent non-compliance.

Can late fees be waived?

Generally, late fees cannot be waived. However, the government may announce amnesty schemes from time to time for waiver/reduction of late fees and interest. Keep track of official GST notifications for such schemes.